When your Home is at Stake, The Shimotake Law Firm, LLC is here to help!
Foreclosure Basics
In the event that you default on your mortgage, your mortgage company will then have the option to file a foreclosure complaint against you. A foreclosure complaint is the legal process that the mortgage company is required to go through in order to sell your home.
It cannot do so by just filing the case; rather, it must obtain a judgment from the court and only then, can it proceed with a sale. Before all that, you have the right to respond and you have the right to an attorney. An competent and experienced attorney will determine your situation from all the angles, reviewing for defenses that you may have and defects that the mortgage company may have erroneously made.
If your home is in Cook County and a foreclosure has been filed against you, your case will be heard in the Chancery Division located in the Daley Center in Chicago, IL.