Currently Browsing: Personal Finance

OWNING A CAR IN CHICAGO MEANS SHELLING OUT MORE BUCKS

OWNING A CAR IN CHICAGO MEANS SHELLING OUT MORE BUCKS     We hear it all the time: How am I going to get around without a car?  It doesn’t matter if you’re just out of high school or a senior citizen, a car is fast...

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If I Lose my Job, Should I Still Pay my Credit Cards

An unexpected job loss can seem like the end of the world.  After all, the next day in itself is a mystery!  And when it comes to personal finance, nothing is more devastating than a loss of income.  However, it’s not the end of...

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Should I Get a Bank Account

Should I Get a Bank Account?         Banking is not a fun topic but it’s a growing governmental concern.  According to the Federal Deposit Insurance Corporation, the amount of households who are still unbanked...

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THE THREE Ps TO DEALING WITH CREDITORS

THE THREE P’S TO DEALING WITH CREDITORS         It’s totally normal to have a creditor lingering out there.  Maybe it was an cable bill that just didn’t get paid before the big move.  Maybe it...

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What Do I Do When Someone Owes ME Money?

            It’s an uncomfortable position, when someone owes you money. Not only is the relationship likely ruined, but it even affects the relationships around the person. I had a client whose entire...

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Three SURPRISING things that Affect your Credit Score!

   Credit is a game. Nowadays, each credit bureau can issue you a score, along with the traditional FICO score. But some things are certain: credit card debt affects credit score, positively and negatively. But did you know that there...

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These Three Tips to Make Taxes Easy!

If you look up procrastination in the dictionary, there’s a picture of an IRS agent silently judging you for not filing your taxes on time.  That may not be true, but what is true is that the majority of Americans put off their taxes until...

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Negotiating Debt on your Own: Know the Risks

     For some, negotiating a credit card debt or a hospital bill is like the blind date from Hell. It’s a stressful and sweat-inducing situation. You never know if the person on the other end will be nice or a complete...

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