OWNING A CAR IN CHICAGO MEANS SHELLING OUT MORE BUCKS We hear it all the time: How am I going to get around without a car? It doesn’t matter if you’re just out of high school or a senior citizen, a car is fast...
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How Can I Keep My Things and Still File Bankruptcy? I had a friend who recently shared with me that she once survived a tornado. She was a child when it happened and lived in a rural area in the...
An unexpected job loss can seem like the end of the world. After all, the next day in itself is a mystery! And when it comes to personal finance, nothing is more devastating than a loss of income. However, it’s not the end of...
THE THREE P’S TO DEALING WITH CREDITORS It’s totally normal to have a creditor lingering out there. Maybe it was an cable bill that just didn’t get paid before the big move. Maybe it...
It’s human nature to get emotionally attached to objects. Maybe for you it’s a seashell from your honeymoon thirty years ago. Or perhaps the tiny pink cap that your first child wore home from the hospital. For some, it’s that...
For some, negotiating a credit card debt or a hospital bill is like the blind date from Hell. It’s a stressful and sweat-inducing situation. You never know if the person on the other end will be nice or a complete pyschopath. ...
Starting a small business is a scary thing. Most data shows that while 80% make it through their first year, only a 1/3 will make it to a ten year anniversary. Despite this, the same reports indicate...
I’ve heard the scenario a thousand times and I’ll hear it a thousand more: “I want to move out of my crummy apartment but my bad credit is stopping me!” In Chicago, rental companies tie credit to...
Will Paying My Debt Help My Credit Score? We’re raised on a few simple rules: Never talk to strangers. Eat your vegetables. Pay your debts. Nowadays though, we have strangers driving us around in random Honda...
A Chapter 13 bankruptcy is a repayment plan that allows a consumer to restructure debt over an organized plan. It’s an effective plan for people who are seeking to take care of a variety of debts, such as income taxes and parking...