Will Paying My Debt Help My Credit Score?

     Will Paying My Debt Help My Credit Score?   We’re raised on a few simple rules: Never talk to strangers. Eat your vegetables. Pay your debts. Nowadays though, we have strangers driving us around in random Honda...

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Should I File Chapter 13 Bankruptcy?

A Chapter 13 bankruptcy is a repayment plan that allows a consumer to restructure debt over an organized plan.  It’s an effective plan for people who are seeking to take care of a variety of debts, such as income taxes and parking...

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Is it Worth Settling My Debt to Avoid Bankruptcy?

     Bankruptcy seems like a great idea but most people are scared of the “consequences.”  “It’s on my credit report forever.”  “I’m not allowed to have credit...

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How Do I Protect my Security Deposit?

One of the most frustrating things in the world is losing money, like that five-dollar bill in your back pocket that got eaten by the washing machine.  But what about a security deposit?  For most people, that’s a lot more than five...

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Renter Rights 101: Don’t Let them Lock You Out!

In the City of Chicago, it happens everyday.  Rent is late.  Maybe there were a few furlough days at work.  Or an emergency repair.  Whatever the reason, it happens and often to no fault of your own.  But what now?  The...

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MONTH-TO-MONTH TENANCIES DON’T MEAN A LACK OF RIGHTS

MONTH-TO-MONTH TENANCIES DON’T MEAN A LACK OF RIGHTS         Recently, I met with a nice young woman who was told to get out of her apartment.  She had lived in the apartment for almost a decade, so she was...

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I've Been Sued, What Do I Do?

        What do you think of when you hear the word “lawsuit?” Maybe a couple of boring guys in suits, or a scary and impending judge banging his gavel across a desk. Maybe you see famous attorneys like Perry...

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