THE THREE Ps TO DEALING WITH CREDITORS

THE THREE P’S TO DEALING WITH CREDITORS         It’s totally normal to have a creditor lingering out there.  Maybe it was an cable bill that just didn’t get paid before the big move.  Maybe it...

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What Do I Do When Someone Owes ME Money?

            It’s an uncomfortable position, when someone owes you money. Not only is the relationship likely ruined, but it even affects the relationships around the person. I had a client whose entire...

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Your Credit Cards are Manipulating You…and How to Cut the Cord

It’s human nature to get emotionally attached to objects. Maybe for you it’s a seashell from your honeymoon thirty years ago. Or perhaps the tiny pink cap that your first child wore home from the hospital. For some, it’s that...

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Three SURPRISING things that Affect your Credit Score!

   Credit is a game. Nowadays, each credit bureau can issue you a score, along with the traditional FICO score. But some things are certain: credit card debt affects credit score, positively and negatively. But did you know that there...

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These Three Tips to Make Taxes Easy!

If you look up procrastination in the dictionary, there’s a picture of an IRS agent silently judging you for not filing your taxes on time.  That may not be true, but what is true is that the majority of Americans put off their taxes until...

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I Have a Court Date…What do I do?

     When you receive paperwork instructing a court date, it can be disorienting. Like a car crash, the police are involved, and there is suddenly paperwork that you need to do without any accommodations to your already busy life....

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Negotiating Debt on your Own: Know the Risks

     For some, negotiating a credit card debt or a hospital bill is like the blind date from Hell. It’s a stressful and sweat-inducing situation. You never know if the person on the other end will be nice or a complete...

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Why Hire an Attorney to Negotiate Debts?

For some, negotiating a credit card debt or a hospital bill is like the blind date from Hell.  It’s a stressful and sweat-inducing situation.  You never know if the person on the other end will be nice or a complete pyschopath. ...

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Can I Own a Business with Bad Credit?

          Starting a small business is a scary thing. Most data shows that while 80% make it through their first year, only a 1/3 will make it to a ten year anniversary. Despite this, the same reports indicate...

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How Can I Keep my Credit from Preventing Me From Moving?

     I’ve heard the scenario a thousand times and I’ll hear it a thousand more: “I want to move out of my crummy apartment but my bad credit is stopping me!” In Chicago, rental companies tie credit to...

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