It’s an uncomfortable position, when someone owes you money. Not only is the relationship likely ruined, but it even affects the relationships around the person. I had a client whose entire ...
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It’s human nature to get emotionally attached to objects. Maybe for you it’s a seashell from your honeymoon thirty years ago. Or perhaps the tiny pink cap that your first child wore home from the hospital. For some, it’s that ...
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Credit is a game. Nowadays, each credit bureau can issue you a score, along with the traditional FICO score. But some things are certain: credit card debt affects credit score, positively and negatively. But did you know that there ...
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When you receive paperwork instructing a court date, it can be disorienting. Like a car crash, the police are involved, and there is suddenly paperwork that you need to do without any accommodations to your already busy life. ...
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For some, negotiating a credit card debt or a hospital bill is like the blind date from Hell. It’s a stressful and sweat-inducing situation. You never know if the person on the other end will be nice or a complete ...
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Starting a small business is a scary thing. Most data shows that while 80% make it through their first year, only a 1/3 will make it to a ten year anniversary. Despite this, the same reports indicate ...
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I’ve heard the scenario a thousand times and I’ll hear it a thousand more: “I want to move out of my crummy apartment but my bad credit is stopping me!” In Chicago, rental companies tie credit to ...
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Will Paying My Debt Help My Credit Score?
We’re raised on a few simple rules: Never talk to strangers. Eat your vegetables. Pay your debts. Nowadays though, we have strangers driving us around in random Honda ...
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Bankruptcy seems like a great idea but most people are scared of the “consequences.”
“It’s on my credit report forever.”
“I’m not allowed to have credit ...
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What do you think of when you hear the word “lawsuit?” Maybe a couple of boring guys in suits, or a scary and impending judge banging his gavel across a desk. Maybe you see famous attorneys like Perry ...
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